Last updated: 27 October 2026
By using ApplyACreditCard.com you agree to these terms. If you do not agree, please do not use the site.
What this site is
ApplyACreditCard.com publishes comparisons, reviews and tools about financial products available in India. We are not a bank, lender, NBFC or financial adviser, and we do not issue cards, grant loans or decide applications.
Information, not advice
Everything on this site is general information to help you compare products. It is not personal financial, legal or tax advice. Your situation is unique, so please read the issuer’s terms, and consult a qualified adviser if you need one, before making a decision.
Accuracy
We work hard to keep fees, rewards and eligibility accurate, and each review shows when it was last checked. Banks can change their products at any time without telling us, so the issuer’s official website is always the final word. We are not responsible for losses that arise from relying on information that has changed.
Applications and third-party websites
Apply links take you to the website of the bank, lender or an affiliate partner. Your application, approval, credit limit, interest rate and all charges are between you and that company. Their terms and privacy policies apply on their sites.
Using our content
The text, scores, comparisons, graphics and code on this site belong to ApplyACreditCard.com. You may share links and quote short extracts with a clear credit and a link back to the source page. You may not copy whole reviews, republish our content as your own, or scrape the site in a way that harms its performance.
Acceptable use
- Do not try to disrupt, hack or overload the site.
- Do not submit false, abusive or unlawful content through our forms.
- Do not use the site for any unlawful purpose.
Limitation of liability
To the extent permitted by law, ApplyACreditCard.com is not liable for any indirect or consequential loss arising from your use of the site or of any product you apply for through it.
Governing law
These terms are governed by the laws of India, and the courts of India have jurisdiction over any dispute.
Changes
We may update these terms from time to time. The date at the top shows the latest version. Continuing to use the site means you accept the updated terms.