#1
Best for online shopping
8.4/10
MillenniaHDFC Bank
- Joining fee
- ₹1,000 + GST
- Annual fee
- ₹1,000 + GST
- Rewards
- 1%–5% cashback
- 5% cashback on Amazon, Flipkart, Swiggy, Zomato, Myntra, Uber and 4 more apps
- 1% cashback on most other spends
- ₹1,000 gift voucher every quarter you spend ₹1 lakh
#2
Best for online cashback
8.9/10
CashbackSBI Card
- Joining fee
- ₹999 + GST
- Annual fee
- ₹999 + GST
- Rewards
- 1%–5% cashback
- 5% cashback on every online purchase, on any website or app
- 1% cashback on eligible offline spends
- Up to ₹4,000 cashback every statement cycle
#3
Best lifetime-free card with lounge access
8.8/10
TigerIndusInd Bank
- Joining fee
- Lifetime Free
- Annual fee
- Lifetime Free
- Rewards
- Up to 6X rewards
- Lifetime free: no joining or annual fee
- Up to 6X reward multipliers, worth up to ₹8,000 a year
- 1:1 conversion of Reward Points to Maharaja Points
#4
Best for Flipkart and Myntra shoppers
8.6/10
FlipkartAxis Bank
⏳ Limited-time offer · 4 days left
- Joining fee
- First year free (till 31 Oct 2026)
- Annual fee
- ₹500 + GST
- Rewards
- 1%–7.5% cashback
- 7.5% cashback on Myntra (up to ₹4,000 a quarter)
- 5% cashback on Flipkart and Cleartrip (up to ₹4,000 per merchant a quarter)
- Uncapped 4% on Swiggy, PVR, Uber and Cult.fit
#5
Best for Flipkart and Myntra
8.6/10
Flipkart SBISBI Card
⏳ Limited-time offer · 4 days left
- Joining fee
- First year free (till 31 Oct 2026)
- Annual fee
- ₹500 + GST
- Rewards
- 1%–12% cashback
- 5% cashback on Flipkart, Shopsy and Flipkart Travel
- 7.5% cashback on Myntra
- 12% cashback on Cleartrip
#6
Best for Tata brand shoppers
8.5/10
Tata NeuHDFC Bank
- Joining fee
- Free
- Annual fee
- ₹499 + GST (Plus) · ₹1,499 + GST (Infinity)
- Rewards
- Up to 10% as NeuCoins on Tata brands
- Up to 10% back as NeuCoins on Tata brands via the Tata Neu app with NeuPass
- Up to 1.5% back on non-Tata and merchant EMI spends
- Up to 1.5% back on UPI spends, up to 500 NeuCoins a month
#7
Best for Swiggy and online shopping
8.5/10
Swiggy OrngeHDFC Bank
- Joining fee
- ₹500 + GST
- Annual fee
- ₹500 + GST
- Rewards
- 1%–5% cashback
- 5% cashback on Swiggy food, Instamart and Dineout
- 5% on online shopping at Amazon, Flipkart, Reliance Digital, Ajio and more
- 1% cashback on other categories
#8
Best mid-premium travel card
8.4/10
Regalia GoldHDFC Bank
- Joining fee
- ₹2,500 + GST
- Annual fee
- ₹2,500 + GST
- Rewards
- 4 points per ₹150 · 5x at partner brands
- 12 domestic and 6 international lounge visits a year
- 5x reward points at Marks & Spencer, Myntra, Nykaa and Reliance Digital
- 4 reward points per ₹150 on everyday spends, including bills, insurance and school fees
#9
Best for beginners who shop online
8.3/10
SimplyCLICKSBI Card
- Joining fee
- ₹499 + GST
- Annual fee
- ₹499 + GST
- Rewards
- 0.25%–2.5% in reward points
- 10X reward points (2.5% back) at Amazon, BookMyShow, Cleartrip, Swiggy and more
- 5X reward points (1.25% back) on all other online spends
- ₹500 Amazon voucher on paying the joining fee
