#1
Best for large loan amounts
8.0/10
Personal LoanPersonal LoanBajaj Finserv
- Loan amount
- Up to ₹35 lakh
- Min. income
- ₹15,000/month
- Credit score
- 685+
- Borrow up to ₹35 lakh, based on your eligibility
- 100% online application, no branch visit
- Quick disbursal once your application is approved
#2
Best for very large loan amounts
8.2/10
Personal LoanPersonal LoanHDFC Bank
- Loan amount
- Up to ₹75 lakh
- Interest rate
- From 9.99% p.a.
- Min. income
- ₹30,000/month (HDFC customers) · ₹40,000/month (others)
- Loans of up to ₹75 lakh
- Interest from 9.99% a year
- Tenure of up to 84 months
#3
Best for low rates from a big bank
8.1/10
Personal LoanPersonal LoanAxis Bank
- Loan amount
- Up to ₹40 lakh
- Interest rate
- From 9.99% p.a.
- Min. income
- ₹30,000/month (Axis customers) · ₹40,000/month (others)
- Loans of up to ₹40 lakh
- Interest from 9.99% a year
- Tenure of up to 84 months
#4
Best for loan plus overdraft choice
7.9/10
Personal LoanPersonal LoanTata Capital
- Loan amount
- Up to ₹35 lakh
- Interest rate
- From 10.99% p.a. (limited time)
- Min. income
- ₹25,000/month
- Personal loan of up to ₹35 lakh
- Overdraft facility of up to ₹35 lakh
- Limited-time rates from 10.99% a year
#5
Best for flexible borrowing
7.8/10
Flexi OverdraftPersonal LoanBajaj Finserv
- Loan amount
- Up to ₹55 lakh
- Interest rate
- From 11% p.a.
- Min. income
- ₹35,000/month
- Overdraft limit of up to ₹55 lakh
- Pay interest only on the amount you withdraw
- Withdraw multiple times from your limit
#6
Best for existing HDFC cardholders
7.6/10
Instant LoanPersonal LoanHDFC Bank
- Loan amount
- Up to ₹15 lakh
- Interest rate
- From 10.88% p.a.
- Pre-approved loan of up to ₹15 lakh for HDFC cardholders
- Interest rates starting from 10.88%
- Instant disbursal
#7
Best for zero foreclosure charges
7.7/10
Personal LoanPersonal LoanPoonawalla Fincorp
- Loan amount
- Up to ₹15 lakh
- Interest rate
- From 11.50% p.a.
- Min. income
- ₹3 lakh/year
- Loans up to ₹15 lakh
- Interest from 11.50% a year
- Tenure of up to 84 months
#8
Best for unsecured business funding
7.0/10
Business LoanBusiness LoanProtium
- Loan amount
- Up to ₹50 lakh
- Min. income
- ₹1 lakh average monthly turnover
- Credit score
- 700+
- Business loans up to ₹50 lakh
- No collateral required
- 100% digital journey with no paperwork
#9
Best for existing HDFC cardholders
7.0/10
Smart EMIPersonal LoanHDFC Bank
- Interest rate
- From 0.99% per month
- Convert billed and unbilled card transactions into EMIs
- Interest rates starting from 0.99% a month
- Flexible tenure from 6 to 48 months
