The Axis Privilege Amex Credit Card is being offered lifetime free till 30 October 2026, which makes it one of the best-value cards you can pick up right now. Without paying a rupee in fees, you get 8 domestic lounge visits a year, a free movie ticket every month, 10 EDGE points per ₹200 and a ₹2,000 milestone reward.
Limited-time offer: the lifetime-free terms apply till 30 October 2026. Check the fee shown on Axis Bank’s application page before you submit.
How the rewards work
| Spend | What you earn | Value |
|---|---|---|
| Regular purchases | 10 EDGE points per ₹200 | ~1% (at ₹0.20 a point) |
| Flights and hotels via Travel EDGE | 5X EDGE points | Accelerated |
| Annual milestone | 10,000 EDGE points on ₹2.5 lakh spend | ₹2,000 |
What you would actually earn
Spend ₹25,000 a month and you earn 1,250 points a month, or 15,000 a year, worth about ₹3,000. Your ₹3 lakh of annual spend also crosses the ₹2.5 lakh milestone for another ₹2,000. Add 12 movie tickets worth up to ₹3,000, and that is up to ₹8,000 a year in value from a card that costs nothing.
Other benefits
- Lounges: 8 domestic airport lounge visits a year, 2 per quarter, when you have spent ₹50,000 in the previous 3 months.
- Movies: 1 complimentary ticket a month, up to ₹250, on the District app with code AXISPRIVILEGE.
- Saturday deals: exclusive discounts on Zomato, Blinkit, Swiggy, Instamart and Yatra.
- Fuel: 1% surcharge waiver on ₹400–₹4,000 transactions, up to ₹400 a month.
Making the most of it
- Book travel through Travel EDGE to earn 5X points on flights and hotels.
- Plan for the milestone: ₹2.5 lakh a year is about ₹21,000 a month, and it is worth ₹2,000 in points.
- Keep lounge access unlocked by spending ₹50,000 in each 3-month window if you travel often.
- Shop food and groceries on Saturdays to use the Zomato, Swiggy, Blinkit and Instamart discounts.
- Use the movie code every month, since the free ticket is a monthly benefit.
Fees and charges
| Joining fee | Free (offer till 30 October 2026) |
|---|---|
| Annual fee | Free (offer till 30 October 2026) |
Eligibility
| Age | 21 to 65 years |
|---|---|
| Employment | Salaried or self-employed |
| Income (salaried) | ₹50,000 a month |
| Income (self-employed) | ITR above ₹6 lakh a year |
| Credit score | 736+ |
| First credit card? | Not allowed |
Documents you will need
- Identity: PAN card (or Form 60)
- Address: Aadhaar, passport or a recent utility bill
- Income: latest salary slips or bank statements
- Photo: a recent passport-size photograph
How to apply
- Tap Apply on Axis Bank site on this page to open Axis Bank’s credit card application.
- Complete the form in one session using your Aadhaar-linked mobile number. If your home and office are 150 km or more apart, choose your residence as the mailing address.
- Finish video KYC from your current address when prompted.
- Activate the card with a first transaction within 30 days.
Who should get it, and who shouldn’t
Get it if you qualify on income and score and want a free card with lounge access, monthly movies and solid rewards. Apply before the offer ends on 30 October 2026.
Skip it if you mostly shop at small local stores where Amex may not be accepted, or if this would be your first card, as new-to-credit applicants are not eligible.
