The Axis Samsung Signature Credit Card is a co-branded card that pays 10% cashback on Samsung purchases, including on EMI, as a direct statement credit. Outside Samsung it is a decent everyday card too, with 2% back at Zomato, BigBasket, Myntra, Tata 1mg and Urban Company, and 1% on other spends, all for a low ₹500 + GST fee.
How the rewards work
| Where you spend | What you get | Cap |
|---|---|---|
| Samsung purchases (incl. EMI) | 10% cashback as statement credit | ₹2,500 a month, ₹10,000 a year |
| Zomato, BigBasket, Myntra, Tata 1mg, Urban Company | 2% as EDGE Reward Points | None stated |
| Other eligible spends | 1% as EDGE Reward Points | None stated |
| Welcome | 2,500 EDGE points (₹500) | 3 transactions within 30 days |
Getting the most from the Samsung cashback
The 10% rate is generous, but the caps shape how you should use it. Buy a ₹60,000 Samsung phone in one go and you get ₹2,500, not ₹6,000, because of the monthly cap. Spread your Samsung purchases across months, for example a phone one month and a TV or appliance a few months later, and you can collect up to the full ₹10,000 a year.
Because EMI purchases count, you can buy a big-ticket Samsung product on EMI and still get the cashback, within the same monthly cap.
What you would actually earn
Outside Samsung, say you spend ₹8,000 a month on Zomato, BigBasket and Myntra and ₹12,000 elsewhere. That earns about ₹160 + ₹120 = ₹280 a month, or roughly ₹3,400 a year. Add ₹10,000 of Samsung cashback in a year when you upgrade devices, and the card returns well over ₹13,000. Your ₹2.4 lakh of yearly spending also clears the ₹2 lakh fee waiver.
Other benefits
- Lounges: 4 complimentary domestic visits per calendar year, if you have spent ₹50,000 in the previous 3 months.
- Fuel: 1% surcharge waiver on ₹400–₹5,000 transactions, capped at ₹500 a month.
Fees and charges
| Joining fee | ₹500 + GST (offset by ₹500 welcome benefit) |
|---|---|
| Annual fee | ₹500 + GST |
| Annual fee waiver | Annual spends above ₹2,00,000 |
Eligibility
| Age | 21 to 65 years |
|---|---|
| Employment | Salaried or self-employed |
| Income (salaried) | ₹25,000 a month |
| Income (self-employed) | ITR above ₹3,60,000 a year |
| Credit score | 736+ |
| First credit card? | Not allowed |
Documents you will need
- Identity: PAN card (or Form 60)
- Address: Aadhaar, passport or a recent utility bill
- Income: latest salary slips or bank statements
- Photo: a recent passport-size photograph
How to apply
- Tap Apply on Axis Bank site on this page to open Axis Bank’s credit card application.
- Complete the form in one session with your Aadhaar-linked mobile number. If your home and office are 150 km or more apart, choose your residence as the mailing address.
- Finish video KYC from your current address when prompted.
- Activate the card within 30 days and complete 3 transactions in that time for the 2,500 welcome EDGE points.
Who should get it, and who shouldn’t
Get it if you are planning to buy Samsung devices this year and also order food, groceries or fashion online. It is one of the simplest ways to get a flat 10% off Samsung.
Skip it if you don’t buy Samsung products. Without the 10% category, a general cashback card will usually beat 1%–2%.
